Property Attributes
- MLS#O6306750
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Magnolia Square)
- NeighborhoodTOPS TERRACE
- Zip34771
- StyleCustom
- Year Built1987
- Taxes$ 4649
- Price$ 689,900
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage3180
- Lot Size0.77 Acres
Data Source:
Stellar MLS
Property Description
This stunning Elevated Lakefront home is a RARE find. Perfectly situated on Lake Lizzie with Conservation area on one side and Waterfront on the other. This 5-bedroom, 3-bathroom home invites Relaxation and Comfort. Enter from the stairs leading to the front door of this Completely Remodeled one-of-a-kind home and walk through the Entryway that leads into an open concept kitchen, dining and living area with vaulted wood ceilings and a Large Stone Wood Burning Fireplace. The area is light and bright with skylights and double French doors, with Hunter-Douglas (2019/2020) remote powered shades on the upper level. The Chef’s kitchen is well appointed, including quartz countertops, ceramic farmhouse sink, GE (‘Café’) double ovens, microwave, 5 burner gas stovetop and hood, Tru cabinets, Bosch dishwasher and built in pot filler. After dinner, relax and enjoy the sunsets and wildlife, on the large newly screened in porch. There are additional lake views on the unscreened decks with sliding glass doors off the dining area and the master suite. Take the spiral staircase to the In-Law apartment, complete with it’s own full-sized kitchen and bath. The apartment has it’s own Newly Screened Porch with a Large Swim Spa installed in 2021, West facing on the lake. The entire home is set up for Home Automation. The most recent Upgrades to the home include Metal Roof, Front Door, Attic Insulation for Energy Efficiency, Rebuilt Seawall, Fencing, Fire Pit. There is also a Generac 24kW generator installed in 2017 that seamlessly keeps power on throughout the home. There is a Community Boat Ramp Conveniently located adjacent to the property.
| Price History | |
|---|---|
| 12/19/2025 | Listed $895,000 |
| 5/20/2026 | 13$779,000 |
| 7/15/2026 | 11$689,900 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central |
| Cooling | Central Air,Mini-Split Unit(s) |
| Utilities | Cable Connected,Electricity Connected,Propane,Sprinkler Meter |
| Roof | Metal |
| Appliances | Bar Fridge,Built-In Oven,Convection Oven,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Water Filtration System,Water Softener,Wine Refrigerator |
| Zoning | ORMH |
| Garage Spaces | 2 |
| Patio/Porch Features | Deck,Front Porch,Patio,Rear Porch,Screened |
| Architectural Style | Custom |
| Security Features | Security System,Smoke Detector(s) |
| Construction Materials | Wood Frame (FSC Certified) |
| Year Built | 1987 |
| View | Garden,Trees/Woods,Water |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2024 |
| Ownership | Fee Simple |
| Waterfront Features | Canal - Freshwater,Lake Front |
| County | Osceola |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | TOPS TERRACE |
| Facing Direction | Southeast |
| Garage Y/N | true |
| Other Structures | Storage |
| Total Rooms | 8 |
| Full Baths | 3 |
| Status | Active |
| Directions | Take 192 and go East from Narcoossee road and turn L on Pine Grove, R on Bass Hwy, R on Topsy Trail to end of the road. House is located on a cul de sac. |
| City | ST CLOUD |
| Body of Water | LAKE LIZZIE |
| Senior Community Y/N | false |
| MLS Area | 34771 - St Cloud (Magnolia Square) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 33367 |
| Carport Spaces | 2 |
| Carport Y/N | true |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Spa Features | Above Ground,Heated,Swim Spa |
| Land Lease Y/N | false |
| Tax Annual Amount | 4649 |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://my.matterport.com/show/?m=zrnDyjHm2mX&mls=1 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 27 |
| Legal Description | TOPS TERRACE PB 2 PG 041 LOT 27 & 1/54 INT LOTS A & C |
| Water View | Canal,Lake |
| Water Access Type | Canal - Freshwater,Lake |
| Minimum Lease | No Minimum |
| Water Access Y/N | true |
| Additional Rooms | Interior In-Law Suite w/Private Entry |
| Water View Y/N | true |
| Flood Zone Code | AE |
| In Law Suite YN | true |
| In Law Suite Description | 1 Bathroom,1 Bedroom,Kitchen,Private Entrance |
| DockY/N | false |
Interior Features
| Interior Amenities | Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs |
|---|---|
| Flooring | Carpet,Ceramic Tile,Luxury Vinyl |
| Fireplace Features | Living Room,Stone |
| Common Walls | Corner Unit |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Blinds,Double Pane Windows,Insulated Windows,Shades,Window Treatments |
| Fireplace Y/N | true |
| Laundry Features | In Garage,Inside,Laundry Room,Upper Level |
| Total Bedrooms | 5 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Balcony,French Doors,Lighting,Private Mailbox,Sliding Doors,Sprinkler Metered |
|---|---|
| Vegetation | Mature Landscaping,Trees/Landscaped |
| Fencing | Fenced |
| Parking Features | Covered,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,Oversized,RV Parking |
| Lot Features | Conservation Area,Cul-De-Sac,Landscaped |
| Water Source | Well |
| Lot Size Area | 33367 |
| Foundation Details | Slab,Stilt/On Piling |
| Spa | true |
| Building Area Total | 6728 |
| Lot Size Acres | 0.77 |
| Road Surface Type | Asphalt |
| Private Pool | false |
| Waterfront Y/N | true |
| Covered Spaces | 4 |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 20, 2026 9:30 PM UTC