Open House Thu, Sep 24th 11:00 AM - 05:00 AM
Address
7631 Bent Tree Loop, ST CLOUD, FL
Price
$ 357,900
Property Attributes
- MLS#O6389991
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Harmony)
- NeighborhoodHARMONY CENTRAL
- Zip34773
- StyleSingle Family Residence
- Year Built2026
- Taxes$ 698
- Price$ 357,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1515
- Lot Size0.14 Acres
Data Source:
Stellar MLS
Property Description
No CDD, builder-paid closing costs, flexible financing options, and up to $20,000 in Flex Cash make this move-in ready waterfront home an exceptional opportunity for buyers looking to maximize value while saving thousands! Wake up to peaceful pond views and enjoy the beauty of Florida living from your covered lanai with no rear neighbors. Whether you're sipping your morning coffee, watching the sunset, or entertaining family and friends, this spacious backyard provides the perfect setting to relax and enjoy the outdoors. This beautifully designed single-story home features 3 bedrooms, 2 bathrooms, and an open-concept layout that offers both comfort and functionality. The spacious kitchen overlooks the family and dining areas and showcases granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and abundant workspace, perfect for everyday living and entertaining. The private owner's suite offers a peaceful retreat with a generous walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Located in the highly desirable Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, and top-rated Harmony schools—all with no CDD fees and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's beautiful east coast beaches, you'll enjoy the perfect balance of peaceful living and everyday convenience. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home offers the lifestyle, location, and value today's buyers have been waiting for.
| Price History | |
|---|---|
| 3/11/2026 | Listed $369,900 |
| 6/3/2026 | 2$377,900 |
| 9/16/2026 | 5$357,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Cable Available,Electricity Connected,Sewer Connected,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Disposal,Microwave,Range |
| Zoning | RES |
| HOA Fee | 825 |
| Garage Spaces | 2 |
| Construction Materials | Block,Stucco |
| Pets Allowed | Yes |
| Year Built | 2026 |
| View | Water |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Community Features | Clubhouse,Pool |
| Assoc Fee Paid Per | Annually |
| County | Osceola |
| New Construction | true |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | HARMONY CENTRAL |
| Facing Direction | South |
| Garage Y/N | true |
| Total Rooms | 5 |
| Full Baths | 2 |
| Status | Active |
| Directions | Driving Directions to Harmony Central from Florida’s Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central. |
| City | ST CLOUD |
| Association Name | Beth Connor |
| Senior Community Y/N | false |
| MLS Area | 34773 - St Cloud (Harmony) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 9583 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,USDA Loan,VA Loan |
| Land Lease Y/N | false |
| Tax Annual Amount | 698 |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Builder Name | ADAMS HMS OF NW FLORIDA INC |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Tax Lot | 2 |
| Legal Description | HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2 |
| Minimum Lease | No Minimum |
| Water Access Y/N | false |
| Monthly HOA Amount | 68.75 |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | High Ceilings,In Wall Pest System |
|---|---|
| Flooring | Carpet,Ceramic Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Laundry Room |
| Total Bedrooms | 3 |
| LivingAreaSource | Builder |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Sidewalk |
|---|---|
| Water Source | Public |
| Lot Size Area | 9583 |
| Foundation Details | Slab |
| Building Area Total | 1935 |
| Lot Size Acres | 0.14 |
| Road Surface Type | Asphalt |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34773
Price
Taxes
Year Built
In The Neighborhood
ST CLOUD
$ 392,900
7630 Bent Tree Loop
St Cloud, FL 34773
- Type
- Single Family
- Size
- 1,820 SqFt
- Rooms
- 4 Beds + 2 Baths
Open House
ST CLOUD
$ 355,000
7569 Bent Tree Loop
St Cloud, FL 34773
- Type
- Single Family
- Size
- 1,415 SqFt
- Rooms
- 3 Beds + 2 Baths
Open House
ST CLOUD
$ 352,900
7625 Bent Tree Loop
St Cloud, FL 34773
- Type
- Single Family
- Size
- 1,415 SqFt
- Rooms
- 3 Beds + 2 Baths
HARMONY
$ 415,000
4014 Sagefield Drive
Harmony, FL 34773
- Type
- Single Family
- Size
- 2,202 SqFt
- Rooms
- 4 Beds + 2.5 Baths
Open House
ST CLOUD
$ 380,000
7544 Bent Tree Loop
St Cloud, FL 34773
- Type
- Single Family
- Size
- 2,200 SqFt
- Rooms
- 4 Beds + 3 Baths
ST CLOUD
$ 400,000
7576 Bent Tree Loop
St Cloud, FL 34773
- Type
- Single Family
- Size
- 2,200 SqFt
- Rooms
- 4 Beds + 3 Baths
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 20, 2026 9:30 PM UTC The listing information on this page last changed on Last updated on September 20, 2026 9:30 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 20, 2026 9:30 PM UTC
