Address
3960 Guernsey Bend, ST CLOUD, FL
Price
$ 398,000
Property Attributes
- MLS#S5142708
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Narcoossee Road)
- NeighborhoodOLD HICKORY 50S
- Zip34772
- StyleSingle Family Residence
- Year Built2021
- Taxes$ 6500
- Price$ 398,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1950
- Lot Size0.17 Acres
Data Source:
Stellar MLS
Property Description
Come to a property where design, comfort, and future value come together in one of Central Florida’s strongest growth markets. This beautifully maintained residence features 4 spacious bedrooms, ideal for families, multigenerational living, or creating the perfect home office environment for today’s professional lifestyle. The heart of the home is a modern open-concept kitchen with elegant quartz countertops, abundant cabinetry, and seamless flow into the living and dining areas — perfect for entertaining, hosting, and everyday enjoyment. Wake up and unwind with a peaceful water view, providing privacy, natural light, and that premium touch buyers are searching for. Additional highlights buyers will love: Open layout with excellent natural light, Generous primary suite functional spaces for gatherings, Move-in ready condition, Located in a high-demand residential corridor Positioned in St. Cloud, you benefit from proximity to Lake Nona, Orlando’s employment expansion, medical and technology growth, while enjoying a quieter residential environment. This is where families upgrade their quality of life and investors secure tomorrow’s appreciation. Smart buyers follow growth. Great buyers arrive early. Schedule your private tour today.
| Elementary School | Middle School | High School |
|---|---|---|
| Hickory Tree Elem Elementary School | St. Cloud Middle (6-8) Middle School | Harmony High High School |
| Price History | |
|---|---|
| 2/11/2026 | Listed $415,000 |
| 4/13/2026 | 4$399,000 |
| 7/31/2026 | Listed $398,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Solar |
| Cooling | Central Air |
| Utilities | Cable Available,Electricity Connected,Public,Sewer Connected,Street Lights,Underground Utilities,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer |
| Zoning | P-D |
| HOA Fee | 98 |
| Garage Spaces | 2 |
| Association Fee Includes | Maintenance Grounds |
| Patio/Porch Features | Covered,Porch |
| Construction Materials | Block,Stucco |
| Pets Allowed | Yes |
| Year Built | 2021 |
| View | Trees/Woods |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2026 |
| Ownership | Fee Simple |
| Community Features | Association Recreation - Owned,Irrigation-Reclaimed Water,Park,Playground,Pool |
| Assoc Fee Paid Per | Monthly |
| County | Osceola |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Park,Playground,Pool |
| Attached Garage | true |
| Subdivision Name | OLD HICKORY 50S |
| Facing Direction | Southwest |
| Garage Y/N | true |
| Total Rooms | 7 |
| Full Baths | 2 |
| Status | Active |
| Directions | Take FL-417 Toll S toward Kissimmee. Exit onto US-192 E / Irlo Bronson Memorial Hwy toward St. Cloud. Continue east, then follow local roads to Guernsey Street. The property will be on your destination route. |
| High School | Harmony High |
| City | ST CLOUD |
| Association Name | Icon Management/Valerie D'Ambrosio |
| Senior Community Y/N | false |
| MLS Area | 34772 - St Cloud (Narcoossee Road) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 7405 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Hickory Tree Elem |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Tax Annual Amount | 6500 |
| Middle/Junior High School | St. Cloud Middle (6-8) |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | false |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/S5142708 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| TaxOtherAnnualAssessmentAmount | 1800 |
| Tax Lot | 2 |
| Legal Description | OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 2 |
| Minimum Lease | No Rent |
| Water Access Y/N | false |
| Monthly HOA Amount | 98 |
| Additional Rooms | Family Room,Inside Utility |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | In Wall Pest System,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Ceramic Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Blinds,Thermal Windows |
| Fireplace Y/N | false |
| Laundry Features | Inside |
| Total Bedrooms | 4 |
| LivingAreaSource | Builder |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Irrigation System,Sliding Doors |
|---|---|
| Parking Features | Driveway,Garage Door Opener |
| Lot Features | In County |
| Water Source | Public |
| Lot Size Area | 7405 |
| Foundation Details | Slab |
| Building Area Total | 2390 |
| Lot Size Acres | 0.17 |
| Road Surface Type | Paved,Asphalt |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Road Frontage Type | Street Paved |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34772
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 20, 2026 9:30 PM UTC
